Terms and Policies

Terms and Conditions

Welcome to NEVER BREAK. NEVER BOW.™ and NBNB's Financial Identity. Financial Freedom. By accessing or using our website, membership, or services, you agree to the following Terms & Conditions:

1. Membership Access

Membership provides access to educational content, training, and resources designed to support personal and financial growth.
Access is granted on a subscription basis and will continue unless canceled by you.

2. Use of Services

Our services are for personal use only. You may not copy, resell, or redistribute any content without written permission.
Members agree to use the information and community in a respectful and lawful manner.

3. No Financial Advice

NBNB Financial™ provides education and resources. We do not provide financial, legal, or investment advice.
All decisions you make are your own responsibility, and we recommend consulting licensed professionals when needed.

4. Payments & Billing

By joining, you authorize recurring payments according to the plan you selected.
You are responsible for ensuring your payment method remains current.

5. Cancellation

You may cancel your membership at any time by logging into your account or contacting us.
Upon cancellation, no further payments will be charged. Access will remain active until the end of your paid billing cycle.

6. Refund Policy

All membership fees are final. Because resources are delivered upon joining, we do not provide refunds.
You may cancel at any time to prevent future charges.

7. Limitation of Liability

NEVER BREAK. NEVER BOW.™ and NBNB Financial™ are not liable for any damages, losses, or outcomes resulting from the use of our services.
All content is provided “as is” for educational purposes only.

8. Updates to Terms

We may update these Terms from time to time. The most current version will always be posted on this page.
Continued use of our services indicates acceptance of any updated terms.

If you have questions about these Terms, please contact us at: rise@neverbreakneverbow.com

Privacy Policy

At NEVER BREAK. NEVER BOW.™ and NBNB's Financial Identity. Financial Freedom., we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website, membership, or services.

1. Information We Collect

When you interact with our website or join our membership, we may collect:

Name, email address, and contact details you provide
Payment details (processed securely through our payment provider)
Basic usage data, such as pages visited, to improve our services

2. How We Use Your Information

We use your information to:

Provide membership access and customer support
Process payments and manage billing
Share updates, resources, and communication related to your membership
Improve our website, services, and member experience

3. How We Protect Your Information

Payment information is handled securely by our third-party payment processor (e.g., Stripe).
We do not store your full payment details on our servers.
We use standard security measures to keep your data safe.

4. Sharing of Information

We do not sell, rent, or trade your personal information.
We may share limited information only with trusted service providers who help us operate our website and services (such as payment processors and email platforms).

5. Your Choices

You may unsubscribe from our emails at any time by clicking the unsubscribe link at the bottom of our messages.
You may request access, updates, or deletion of your personal information by contacting us.

6. Cookies

Our website may use cookies (small files stored on your device) to improve your browsing experience. You may disable cookies in your browser settings if you prefer.

7. Children’s Privacy

Our services are intended for adults. We do not knowingly collect information from children under 18.

8. Updates to This Policy

We may update this Privacy Policy from time to time. The most current version will always be available on this page.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at:
rise@neverbreakneverbow.com

Refund and Cancellation Policy

At NEVER BREAK. NEVER BOW.™ and NBNB's Financial Identity. Financial Freedom., we believe in transparency and fairness. Please read our policy carefully before purchasing a membership.

1. Membership Fees

All membership payments are billed according to the plan you selected (monthly, annual, or otherwise stated at checkout).
By joining, you authorize recurring billing until you cancel.

2. Cancellations

You may cancel your membership at any time by logging into your account or contacting us at rise@neverbreakneverbow.com.
When you cancel, no further payments will be charged.
Your membership will remain active through the end of your current billing cycle.

3. Refunds

Because membership resources and access are provided immediately, all membership sales are final.
We do not offer partial or prorated refunds for unused time.

4. Exceptions

If you believe a billing error has occurred, please contact us within 7 days so we can review and resolve the issue.

5. Updates to Policy

We may update this policy from time to time. The most current version will always be posted on this page.

Welcome